Industries

    Built for every business that extends credit

    The same credit infrastructure — origination, underwriting, collections, field recovery and legal — configured for the regulations, data sources and workflows of your industry.

    Banks & NBFCs

    Digitise the full lending lifecycle — loan origination, AI underwriting and receivable management — without replacing your core banking system.

    Explore Banks & NBFCs

    Large Enterprises

    Partner risk intelligence, supply chain financing and receivables automation for corporate treasury and vendor ecosystems at scale.

    Explore Large Enterprises

    Startups & SMEs

    Credit assessment, supply chain finance and collections automation sized for growing books and lean finance teams.

    Explore Startups & SMEs

    AIFs & Securities

    Deal sourcing, investment committee workflows and covenant monitoring built for SEBI-registered alternative investment funds.

    Explore AIFs & Securities

    Insurance

    Automated claim verification and AI-driven premium renewal journeys for insurers and third-party administrators.

    Explore Insurance

    Fintech

    Embedded credit APIs, digital KYC and a categorical fraud detection engine to ship lending products faster.

    Explore Fintech

    Payments

    Reconciliation at settlement scale plus merchant analytics for payment aggregators and payment service providers.

    Explore Payments

    E-Commerce

    Seller financing programmes and automated support operations for marketplaces and online retailers.

    Explore E-Commerce

    Legal Recovery

    Bulk legal notice generation, SARFAESI and Section 138 tracking, and e-signature workflows in one auditable pipeline.

    Explore Legal Recovery

    Real Money Gaming

    Frictionless KYC verification and AML screening tuned for online skill gaming and real money gaming operators.

    Explore Real Money Gaming

    Other Industries

    Multilingual AI calling and conversational agents for any business running high-volume customer conversations.

    Explore Other Industries

    One platform behind every industry

    Whichever industry you operate in, the underlying products are the same four.

    CARMA Core

    LOS, LMS and supply chain finance above your CBS

    CARMA Assess

    Credit and vendor diligence from GST, bureau and banking data

    CARMA Recover

    Digital, field and legal receivables recovery

    CARMA DealFlow

    Deal infrastructure for private credit and AIFs