Deal Infrastructure for Private Credit and Equity
Deal infrastructure, sourcing to exit - built for SEBI-registered AIFs, private credit funds, and family offices. 7-stage pipeline, 27+ covenant library, go live in 8-10 weeks.
Pre-built covenants tracked live — actuals vs. threshold, with automated breach detection.
SEBI compliance is built in. Not bolted on.
Seven-Stage Deal Pipeline. Sourcing to Closing.
Structured pipeline with compliance gates, automated IC workflows, and a full audit trail at every stage.
Sourcing
Capture deals from multiple channels and build a structured pipeline from the first inbound lead
Screening
Screen opportunities against fund criteria with compliance gates applied from the outset
Preliminary IC
Present early-stage opportunities to the Investment Committee for initial sign-off
Term Sheet
Issue and negotiate term sheets with structured terms carried through to documentation
Due Diligence
Run 3-track parallel diligence across financial, legal, and compliance workstreams
Final IC
Capture final Investment Committee votes, conditions, and automated meeting minutes
Documentation & Closing
Track conditions precedent through a 7-status document lifecycle before disbursement
What Happens After the Deal Closes
From the first CIN lookup to the final exit — everything in one system.
Transaction Management. Facility to Final Repayment.
Facility creation, tranche management, auto-disbursement, and real-time IRR - once a deal moves from IC approval into execution.
Multi-Fund, Multi-Currency Configuration
Dashboard filtering by type, jurisdiction, fund, and borrower, with built-in limit validation across every facility.
Tranche-Level Repayment Scheduling
A repayment schedule (RPS) is generated for every due date, with security deposits and interest tracked at the RPS level.
Auto-Disbursement via H2H Banking
Host-to-host banking integration disburses funds automatically, removing manual transfers from the process.
Real-Time IRR at 3 Levels
Expected versus actual IRR calculated live at the fund, facility, and tranche level, with fees auto-calculated.
Virtual Account (VA) Reconciliation
Virtual account mapping auto-reconciles incoming payments against the right facility and tranche.
Portfolio Monitoring. Auto Breach Alerts, Not Quarterly Fire Drills.
27+ covenants tracked live against uploaded financials, with automated breach detection and a clean path to exit.
27+ Pre-Built Covenant Library
Financial, reporting, negative, and affirmative covenant categories, with actuals tracked against thresholds and automated breach detection.
Auto Breach Alerts & Cure Tracking
Breach notifications reach the deal team and compliance instantly, with cure-period tracking through to resolution.
Financial Statement Analysis
ICR, DSCR, and leverage are auto-computed from uploaded financial statements, with alerts triggered on breach.
MIS Analysis & Review Scheduling
Configurable templates for quarterly, annual, or event-triggered reviews, plus fund-level yield analysis.
Exit Management
Repayment, prepayment, write-off, and restructuring workflows, with RTL removal and security release tracking.
Covenant Compliance Dashboard
Green, amber, red compliance status per investee, with quarter-over-quarter compliance trend tracking.
Why CarmaOne CARMA DealFlow is Built for Private Credit & Equity
Purpose-built deal infrastructure with IC workflows, transaction management, and covenant monitoring that generic CRMs can't match.
CIN-First Entity Creation
Auto-fetch entity details straight from the MCA on entry, with automatic RTL (related-to-lender) detection built in.
Automated IC Workflow
Auto-generated IC notes, per-member digital voting including conditional approvals, and one-click minute generation.
3-Track Parallel Due Diligence
Financial, legal, and compliance diligence run simultaneously instead of in sequence, with task owners and deadlines.
27+ Covenant Selector Library
Toggle and edit covenant thresholds at IC, and carry them forward automatically into ongoing portfolio monitoring.
Digital Investee Onboarding
A 9-section, fully digital self-service portal replaces email chains and PDF forms for investee onboarding.
Document & Closing Management
A conditions-precedent tracker and 7-status document lifecycle gate disbursement until closing requirements are met.
Outcomes for Private Credit Funds and AIFs
What a purpose-built deal infrastructure platform delivers
From Kickoff to Live Pipeline in 8-10 Weeks
Funds onboard onto CARMA DealFlow's three-layer architecture - Deal Flow, Transaction Management, and Portfolio Monitoring - and go live with dedicated implementation support, without months of custom setup.
Continuous Covenant Monitoring, Not Quarterly Fire Drills
Financial, reporting, negative, and affirmative covenants from a 27+ library are tracked live against uploaded financials, with automated breach detection and cure-period tracking replacing manual quarterly reviews.
Transform Your Deal Operations
Replace emails and spreadsheets with structured deal infrastructure
- ×Deal pipeline run through emails and spreadsheets
- ×No single source of truth for deal information
- ×IC approvals live in inboxes without formal records
- ×Covenant monitoring is a quarterly fire drill
- ×Compliance checks bolted on after the deal closes
- ×Disbursement and reconciliation handled manually
- Structured 7-stage pipeline with compliance gates built in
- One platform across deal flow, transactions, and monitoring
- Automated IC workflow with digital voting and auto-minutes
- 27+ covenants tracked live with instant breach alerts
- SEBI compliance (AML/KYC, PEP, sanctions, RTL) at every stage
- Auto-disbursement via H2H banking with real-time IRR
Built for SEBI-Registered AIFs and Private Credit Funds
One platform covering deal flow, transaction management, and portfolio monitoring
How to Choose the Best Deal Infrastructure Platform
Complete checklist to evaluate deal management platforms for your fund.
Pipeline Management
- CIN-first entity creation with MCA auto-fetch
- 7-stage configurable pipeline
- Automated RTL detection
- Multi-channel deal capture
Due Diligence
- 3-track parallel DD - financial, legal, compliance
- Customizable checklists per deal type
- Task assignment with deadlines
- Centralized document collection
IC Workflows
- Auto-generated IC notes
- Per-member digital voting
- One-click minute generation
- Conditional approval tracking
Transaction Management
- Multi-fund, multi-currency facility setup
- Tranche-level repayment scheduling
- Auto-disbursement via H2H banking
- Real-time IRR at 3 levels
Portfolio Monitoring
- 27+ pre-built covenant library
- Automated breach alerts & cure tracking
- Financial statement analysis (ICR, DSCR, leverage)
- Exit management workflows
Compliance & Security
- SEBI AIF category-wise rules
- AML/KYC & PEP screening
- SOC 2 Type II & ISO 27001 certified
- 256-bit AES encryption
✓ CarmaOne CARMA DealFlow meets all 6 criteria - making it the most comprehensive deal infrastructure platform for private credit and equity
Deal Management Challenges CARMA DealFlow Solves
Purpose-built to address the specific pain points SEBI-registered AIFs and private credit funds face
❌ Deal pipeline scattered across emails and spreadsheets
✓ Structured 7-stage pipeline with compliance gates and full audit trail
❌ Investee onboarding via email chains and static PDFs
✓ 9-section digital self-service onboarding portal
❌ IC approvals live in inboxes with no formal record
✓ Automated IC workflow - auto notes, digital voting, one-click minutes
❌ Covenant monitoring is a quarterly fire drill
✓ 27+ covenant library tracked live with automated breach alerts
❌ Due diligence tracked in silos across teams
✓ 3-track parallel due diligence - financial, legal, compliance
❌ No real-time visibility into fund, facility, or tranche performance
✓ Real-time IRR at fund, facility, and tranche level
❌ Compliance is bolted on after the deal closes
✓ SEBI compliance built in - AML/KYC, PEP, sanctions, RTL detection
❌ Manual disbursement and reconciliation across banking channels
✓ Auto-disbursement via H2H banking with VA auto-reconciliation
Enterprise-Grade Security & Compliance
Security is built into the platform, not bolted on afterward
Deal Infrastructure for Every Private Credit & Equity Strategy
Customized workflows for your specific investment focus
Private Credit Funds
- ✓Deal sourcing & screening
- ✓3-track due diligence
- ✓Covenant monitoring
- ✓LP reporting
- ✓Exit tracking
Venture Debt
- ✓Startup deal pipeline
- ✓Milestone-based tranches
- ✓Warrant tracking
- ✓Covenant flexibility
- ✓Portfolio monitoring
Private Equity
- ✓Term sheet to closing workflow
- ✓IC voting & minutes
- ✓Multi-tranche facility structuring
- ✓Real-time IRR tracking
- ✓Exit management
Structured Credit
- ✓Complex deal structuring
- ✓Facility & tranche management
- ✓Covenant library by structure
- ✓Financial statement analysis
- ✓MIS review scheduling
Real Estate Credit
- ✓Construction finance deals
- ✓Draw & disbursement management
- ✓Collateral monitoring
- ✓Project milestone tracking
- ✓Covenant compliance dashboard
Distressed & Special Situations
- ✓Restructuring workflows
- ✓Exit management (write-off, restructuring)
- ✓RTL detection & removal
- ✓Legal & compliance tracking
- ✓Recovery monitoring
Need deal infrastructure customized for your specific strategy?
Go Live in 8-10 Weeks
Fast implementation with dedicated support at every step.
Discovery & Setup
We map your fund structure, deal stages, and compliance requirements, then configure entities, pipeline stages, and user roles.
⏱️ 2-3 weeksConfiguration
Set up covenant templates from the 27+ library, IC workflows, facility structures, and the investee onboarding portal.
⏱️ 3-4 weeksMigration & Go-Live
Import existing deals and documents, train your team, and go live with dedicated support as you scale.
⏱️ 2-3 weeksReady to Modernize Your Deal Operations?
Join SEBI-registered AIFs and private credit funds already using CarmaOne
What is CARMA DealFlow?
CARMA DealFlow is deal infrastructure for private credit and equity, sourcing to exit. Unlike generic CRM systems, it is designed specifically for the workflows of SEBI-registered AIFs and private credit funds - including multi-stage deal pipelines, Investment Committee approvals, transaction management, covenant monitoring, and LP reporting.
CarmaOne's CARMA DealFlow combines a structured deal pipeline with transaction management and portfolio monitoring, enabling funds to track opportunities from initial sourcing through disbursement, ongoing covenant monitoring, and exit. Compliance is built into every stage rather than added on afterward, and funds can typically go live in 8-10 weeks.
Three Layers of Deal Infrastructure
- Deal Flow: A 7-stage pipeline - sourcing, screening, preliminary IC, term sheet, due diligence, final IC, and documentation & closing - with automated IC workflows and compliance gates
- Transaction Management: Multi-fund, multi-currency facility setup, tranche-level repayment scheduling, auto-disbursement via H2H banking, and real-time IRR at the fund, facility, and tranche level
- Portfolio Monitoring: A 27+ covenant library with automated breach alerts, financial statement analysis, MIS review scheduling, and exit management
Who Needs CARMA DealFlow?
CARMA DealFlow is built for organizations running private credit or equity deal flow: (1) SEBI-registered Alternative Investment Funds (AIFs); (2) private credit funds - venture debt, direct lending, structured credit; (3) family offices with credit portfolios; (4) private equity funds; (5) NBFCs with structured credit programs. The common need is deal infrastructure with the governance, compliance, and audit capabilities that LPs and regulators expect.
Security and compliance are core to the platform: CARMA DealFlow is SOC 2 Type II certified and ISO 27001 compliant, uses 256-bit AES encryption, and is aligned with SEBI and RBI regulatory expectations - giving funds enterprise-grade infrastructure alongside deal workflows.
Integrate with CarmaOne's Complete Lending Suite
CARMA DealFlow works seamlessly with CarmaOne's other solutions: Enhance your credit decisions with Credits Insights for comprehensive borrower analysis, integrate with our Loan Origination System (LOS) for automated underwriting workflows, or connect with our Supply Chain Finance LMS for invoice financing operations.
Frequently Asked Questions
Everything you need to know about CarmaOne CARMA DealFlow
Ready to Modernize Your Deal Operations?
Join SEBI-registered AIFs and private credit funds using CarmaOne CARMA DealFlow. Book a demo and see deal infrastructure, sourcing to exit.